I've spent years working at the intersection of banking and technology. What I've learned: the biggest problems in SME banking aren't technical. They're architectural. Banks built for a different era, serving businesses that have outgrown them.
I write about the future of SME banking. Not the distant future—the one being built right now.
What I focus on:
- Why most "digital banking" is just old banking with a better app
- How AI is making previously impossible things not just possible but better
- What institutions need to rethink—not just rebuild—to stay relevant
Who this is for:
- Bank CEOs and strategy leaders navigating transformation
- Fintech founders building the next generation of financial infrastructure
- Technology leaders who need frameworks, not hype
I'm based in Dubai. The problems I explore—SME credit invisibility, onboarding friction, reactive banking infrastructure—exist everywhere capital meets commerce.
Every piece I publish asks one question: What becomes possible when banks stop reacting and start thinking?
I publish deep-dive series that go deep on single topics, and shorter essays when something demands immediate attention. New work drops regularly.
If that question matters to you, subscribe below. I'll send new thinking straight to your inbox—no noise, no filler, just ideas worth your time.